Many people lump crowdfunding and you will fellow-to-peer financing together, but there is however an essential difference between these two types of organization finance

Crowdfunding and you may peer-to-fellow lending are thought to be you to definitely while the same, and it is easy to see why: both of them involve some body future together to include resource to own anything. In reality, but not, he or she is completely different beasts.

What is crowdfunding?

One reason why why some body mistake crowdfunding which have peer-to-fellow lending is that the word crowdfunding‘ is sometimes utilized just like the a capture-most of the title for many different monetary circumstances. Towards the reason for this article, we will be using crowdfunding to mention in order to a couple particular particular finance: collateral crowdfunding and you can prize-situated crowdfunding. We shall then consider just how those two compare with peer-to-peer credit.

Reward-situated crowdfunding

You’ve probably heard about prize-founded crowdfunding on websites online such as for instance Kickstarter, in which some one which have a job, including opening a niche dish book, actively seeks like-oriented those who may help money you to project (particularly, to cover printing can cost you). Celý příspěvek →